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Click here: Cumberland County Guidelines
The down payment and closing cost assistance program was developed to make home ownership more affordable for first-time homebuyers who earn the Cumberland County’s Area Median Income (AMI) or less. The program is funded by the Affordable Housing Trust Fund. The funding stream is a fee from the recording of Deeds and Mortgages in the county. A board of directors oversees the Affordable Housing Trust Fund. Meetings are held quarterly to review financials and other program needs/issues. The Redevelopment Authority of Cumberland County is the agent for the program. The Housing Program Specialist administers the program by receiving and processing applications, awarding grants and completing all necessary paperwork according to these guidelines. If situations arise not included in these guidelines, the Housing Program Specialist will seek approval from the Affordable Housing Trust Fund Board.